Happy Old Age
Is a type of account for customer who has regularly income and think about their financial freedom in later age could make a regular monthly deposit according to agreed amount set when open account. Beside earning on saving interest rate, customer will earn bonus rate 5% on monthly agreed amount and get life insurance coverage up to 300% of the saving account balance in previous month end or maximum up to USD 200,000.
Product Features and Benefits:
| Product Attribute | Description |
|---|---|
| Currency | KHR/USD |
| Annual Interest Rate | 2.00% |
| Term | Up to 60 months |
| Initial Deposit | KHR20,000/ USD5 |
| Min Monthly Deposit | KHR20,000/ USD5 |
| Account Ownership | Saving Paper Card |
| Withholding Tax | 6% for resident 14% for non-resident |
| Account Opening | AMK Branches during business hours |
| Accessibility | Be able to deposit at AMK channel such as: • AMK Branches during business hours • AMK Agent • AMK Mobile Banking • ATM/CDM Machine |
| Interest Payment | Interest payment on maturity date |
| Withdrawal Condition | Withdrawal on maturity date or closure account |
| Benefits | |
| Additional Service | Free of charge on request account statement |
| Fee Charge | • Free of charge on account opening or closing • KHR8,000/USD2 for new issuance of ATM Card or account ownership if lost |
| Other Benefits | • Add up bonus rate 5% on monthly agree amount • Offer life insurance to account holder for illness up to 300% of the saving account in monthly balance or maximum up to USD200,000 |
Requirements:
- Customer (Resident/ Non-Resident) whose age from 18 years’ old
- Original and valid identification documents such as National ID Card/ Passport/ Family Book/ Identity document issued by an official authority and other relevant documents as requested
How to Apply:
- Visit one of AMK nearest branches or request via AMK Mobile Banking and meet our expert who will warmly welcome and guide you through the process, or contact us via our 023 220 202 or 1800 200 200 (Free).
- Please click here for our branch address